SYDNEY MORTGAGE BROKING
Home loans.
Made clearer.
First home? Next home? Time to refinance?
Let’s talk it through with My Lam.
A LOAN FOR YOUR NEXT CHAPTER
Where are you heading?
Home, business or asset finance.
Let’s make the next step feel clearer.
MEET YOUR BROKER
Experience that puts
your plans first.
My Lam · Founder & Head Mortgage Broker
My Lam founded My Finance Group to bring a personal approach to finance. Based in Sydney, she has extensive experience in mortgage broking, asset finance and commercial loans.
Whether you’re buying a home, reviewing your mortgage, financing an asset or exploring commercial lending, My takes the time to understand your goals and explain your options clearly.
My Finance Group — Credit Representative No. 503959 under AFG’s Australian Credit Licence No. 389087.
SMSF lending: refinancing only. Assistance is available for refinancing existing SMSF loans.
Call My · 0439 257 329FROM POSSIBILITIES TO A PLAN
Simple steps. Personal guidance.
Let’s understand you
Talk through your goals, circumstances and what you need from a home loan.
Explore the options
Consider loan structures, repayments and features in the context of your plans.
Take the next step
Understand the application process, the information needed and what comes next.
MAKE THE NUMBERS FEEL REAL
What could your
repayments look like?
Get a starting estimate, then explore what works for your circumstances.
A conversation brings the detail.
Principal and interest estimate. Assumes a constant rate and monthly amortisation; weekly and fortnightly figures are equivalents. Excludes fees, offsets and lender-specific calculations. The 6% starting rate is illustrative, not a loan offer.
GOOD QUESTIONS. CLEARER ANSWERS.
A little clarity
goes a long way.
Where do I start?+
Begin with your goal, a rough budget and a picture of your income, expenses and existing debts. You don’t need to have everything figured out before starting a conversation.
Can I explore options before finding a property?+
Yes. Understanding your budget and potential loan options early can help you prepare. Any pre-approval is subject to lender conditions and is not a guarantee of final approval.
What should I consider when refinancing?+
Look beyond the interest rate. Consider remaining loan term, fees, features, potential break costs and total repayments. A lower repayment can sometimes reflect a longer term rather than a lower overall cost.
Is the calculator a borrowing assessment?+
No. It estimates repayments for the figures you enter. It does not assess borrowing capacity, eligibility or loan suitability, and it is not a quote or approval.
A CONVERSATION WITH MY LAM
Book an appointment.
Tell My what you need and choose your preferred date and time. English and Vietnamese spoken.
Monday–Friday: 9am–5pm. Saturday and Sunday: by appointment.
All appointments are with My Lam. Dates and times are preferences, not live availability. My will confirm your appointment directly.
0439 257 329Email enquiries ↗
VISIT BY CONFIRMED APPOINTMENT
My Finance Group location
125b Water Street
Cabramatta West NSW 2166
For an in-person mortgage appointment, request a time with My Lam above and wait for confirmation before visiting.
Open in Google Maps ↗YOUR NEXT CHAPTER
Let’s start with you.
A goal. A question. An idea of what comes next.
Email enquiries ↗MY LAM · MY FINANCE GROUP · SYDNEY